Motive, Geico partner to offer safety-focused insurance discounts for fleets
Motive and Geico announced a partnership aimed at improving driver safety and lowering insurance costs for commercial fleets, with new policyholders able to save up to 10% on premiums when they adopt Motive’s AI dashcams and telematics systems.
The program, part of Geico’s DriveEasy Pro telematics offering, applies to new commercial auto customers in select U.S. states and is expected to expand nationwide through 2026.
Fleets that install Motive’s Driver Safety and Fleet Management products and agree to share dashcam and electronic logging device (ELD) data may qualify for the discount. Existing Geico customers are expected to gain access at a later date.

The partnership comes as commercial fleets continue facing rising insurance premiums driven by nuclear verdicts, higher claims severity, and persistent roadway fatalities.
“Driver safety is central to Motive’s mission to build AI-powered tools that make work safer, more productive, and more profitable,” said Ian White, head of insurance partnerships at Motive. “With distracted driving at an all-time high, organizations need AI-powered Driver Safety technology they can trust. Partnering with Geico turns safety into a business advantage, unlocking risk insights, lowering costs, and most importantly, preventing accidents on the road.”
Geico said the partnership supports its strategy to expand further into the commercial auto market by providing fleets with more technology-enabled insurance options. “Partnerships like this with Motive are essential to delivering the comprehensive protection and value that trucking professionals deserve,” said Rishi Arora, head of commercial product and pricing at Geico. “Incentivizing Geico policyholders to install Motive’s safety and fleet management technologies underscores our shared mission for improving road safety.”
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