Transparency, technology help secure best insurance rates

Transparency — along with safety-related investments in technology and personnel — continue to emerge as the keys to help fleets secure favorable insurance rates. But Brandon Guiliani, Seubert & Associates’…

Opinion: Captive insurance has its benefits

Insurance captives are a way for best-in-class carriers (which apparently we were) to lower their costs by eliminating class underwriting while retaining profits and investment income. Simply put, when you join a captive you become a minority partner in an insurance company owned and managed by like-minded carriers.